A customer uses ATM Online app to get an online loan. (Photo Courtesy ATM Online)
HCM City (VNS/VNA) - Fintech company ATM Online has officiallylaunched its ATM Online app that offers customers online installment-loans.
The company, which has been in the Vietnamese market for five years, said theapp is now available on Android and will be available on iOS by the end of thefirst quarter of this year.
ATM Online app provides all services such as registering for a loan withsimpler procedures. It takes less than two minutes to fill out all information,15 minutes for new customers to get a loan and five to seven minutes forexisting customers to get a loan.
Using the new app, customers are able to easily track their payment andtransaction history. E-contracts will be available on the app.
New customers can download the app to have a loan from 2 million VND (80 USD)to 6 million VND (24 USD) within three months with a 14-day grace period.Within 14 days after receiving the disbursement amount, customers have theright to consider their loan. In the event of a change of mind, the customercan completely refund the disbursed amount without paying interest, consultingfee or service fee.
With this programme, ATM Online and its partners want to make sure customersfeel comfortable using the service. The 14-day period is considered a graceperiod to experience the product.
Do Minh Hai, director of ATM Online said: “ATM Online and its partnerscontinuously invest in developing technology to automate operations. We alsofocus on developing technology payment channels such as identification code, QRcode.”
ATM Online is a financial technology company and a member of TM Online withheadquarters in Singapore and is in three other markets including Vietnam, thePhilippines and Sri Lanka.
In Vietnam, ATM Online was established in October 2017 with the brand name ATMOnline. Targeting customers with low incomes, the company is a pioneer inapplying technology in consulting and offering small online loans with a valueof 2 million VND to 20 million VND (800 USD) for a period of up to eightmonths.
In more than five years of operation in Vietnam, more than 76% of customersafter applying for a first loan have returned to use the service provided byATM to apply for a second loan. The rate of customers continuing to apply forthird and fourth loans is up to 80%./.
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A customer uses ATM Online app to get an online loan. (Photo Courtesy ATM Online) 
